Affordable individual and family plans
Coverage for you, your spouse and your kids, matched to your doctors, prescriptions and budget.
Licensed Florida health insurance agent · License G340709
Florida Health Insurance, Explained by a Licensed Local Agent
Compare affordable health insurance plans in Florida, including private PPO and ACA Marketplace options, with a licensed Florida agent. Free quotes, plain answers, and no call centers.
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- Private PPO and ACA Marketplace plans compared side by side
- Self-employed, 1099, family and small business coverage
- COBRA alternatives if you lost or are leaving a job
- Free help from a licensed agent. Your information is never sold.
Health insurance plans I help Florida residents compare
Every situation is different. Here are the most common ways I help people across Miami, Fort Lauderdale, West Palm Beach, Tampa, Orlando, Jacksonville and everywhere else in Florida.
ACA Marketplace (Obamacare) plans
I check whether you qualify for premium tax credits and cost-sharing reductions that can lower your costs in Florida.
Self-employed and 1099
Portable health insurance for freelancers, contractors, gig workers and business owners.
Private PPO plans
Healthy applicants may qualify for PPO plans with nationwide networks, available year-round.
COBRA alternatives
Between jobs? Compare options that may cost far less than COBRA, without a gap in coverage.
Why work with a licensed Florida health insurance agent?
Shopping alone often means robocalls, confusing jargon and plans with deductibles you didn't expect.
When you work with me, you talk to one licensed agent, not a call center. I compare options from multiple carriers, explain the trade-offs in plain language, and stay available after you enroll for claims questions, billing and renewals.
How it works
- Tell me what you need. Fill out the short form. It takes about a minute.
- Pick a time. Choose a call time on my calendar right after.
- Compare and choose. I walk you through your best options and handle enrollment.
Licensed in Florida. View my credentials.
Florida health insurance FAQs
How much does health insurance cost in Florida?
It depends on your age, ZIP code, household size, income and the type of plan. Many Florida households qualify for ACA premium tax credits that lower the monthly cost, and healthy applicants may find lower prices with a private PPO. I compare both so you see real numbers.
What is the best health insurance for self-employed people in Florida?
There is no single best plan. Self-employed and 1099 workers in Florida usually compare Marketplace plans (with subsidies based on income) against private PPO plans (priced by health history). I lay them side by side and explain the trade-offs.
Can I get health insurance in Florida outside of Open Enrollment?
Marketplace plans require Open Enrollment or a qualifying life event, like losing coverage, moving, marriage or having a baby. Private PPO plans can often be applied for any time of year.
Is there an alternative to COBRA in Florida?
Often, yes. Losing job-based coverage opens a Special Enrollment Period for Marketplace plans, and private plans may be available too. Many people pay far less than COBRA. Compare before your COBRA election deadline.
Does it cost anything to use a health insurance agent?
No. I am paid by the insurance companies, so my help is free and your premium is the same as enrolling on your own.
Do you work with Floridians outside South Florida?
Yes. I help clients anywhere in Florida by phone and video, from the Keys to the Panhandle.
Ready to compare Florida health insurance plans?
Free, no-pressure help from a licensed agent. Serving Miami, Fort Lauderdale, West Palm Beach, Boca Raton, Tampa, Orlando, Jacksonville, St. Petersburg, Naples, Tallahassee and all of Florida.